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APSW BUDGET PLANNER V4 ENTERPRISE EDITION
Actual (real time) Budget planning Vs. Static (regular) Budget planning
One budget planner - Two budgeting solutions!

Let our budget planners get you back on track now! All our planners have been reduced by up to 50% !!
Budget Planner V4 Enterprise - NEW!
Normally $49.99 USD - NOW ONLY $25.99 USD


Try the software free for 30 days no obligation to buy!

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Introducing: APSW Budget Planner V4 Enterprise. The affordable personal finance manager. Not only a budget planner for static or regular incomings and outgoings, but also an 'actual' or 'real-time' budget planner. This new personal finance manager encompasses all your known budgeting items as well as those budget items you don't plan for or are not paid on a regular basis. Compare your static budget planner against what you are actually spending with your 'real-time' budget planner and you will soon be planning your next holiday with the money you save simply by using APSW Budget Planner V4 Enterprise Edition.

If you liked V3 Pro, you will find V4 Enterprise encompasses the best features V3 Pro offered as well as many extras. V4 Enterprise is a very easy-to-use all-in-one personal finance manager, complete with both static and actual budgeting. With V4 Enterprise you can balance your checkbook, keep track of your credit cards, manage your bills and recurring deposits and expenses, manage bill and receipt numbers and generate account summaries with a multitude of options. V4 Enterprise has everything you need yet is still small and inexpensive, making it a great alternative to other personal finance software on the market. You will still have the loans and savings tracker, the goals planner, the ad-hoc mortgage calculator, due dates, reminders and notes but with many extras like check and bill tracking including checkboxes for items paid, bill numbers and references and a wider variety of graphs for tracking your budget. We've even included a progress chart so you can assess throughout the year just how well your personal finances are progressing. But best of all, you can track your budget by comparing your static budget against your actual budget, with the option of adding in your start balance and choosing any month from which to start your balance.

THE BUDGET FORMULA EXPLAINED:
Understanding and learning more about the formula used to calculate budget balances (recommended reading).

Take a sneak peek at APSW Budget Planner V4 Enterprise - here
Features include

Actual budget planning
V4 Budget planner will allow you to enter planned as well as actual budget details and will also give you a comparison of your actual budget to your planned one. A comparison graph is also generated for a pictorial comparison of a planned budget to an actual one. Reports are available for a given time period for actual budget items to help keep track of spending and bills.
You have options like:
Starting Balance
Select which year you want to view, track and include in your progress chart.
Saves previous months and years actual budget so you can track how you are progressing through each financial year.
Anything you add to your actual budget will automatically update your budget balances.
Enter and track an unlimited number of accounts (eg. credit and debit cards, bank, purchases, income etc.)
Inform you in advance when any payments are due (due dates and reminders will glow red when the bill is due)
If you go over your budget the budget balance color will change from green to red.
Easy entry and editing in a no limits to how many categories and items you have to maintain your personal finances.
Fast to load, fast to learn, fast to use.
Instant budget balance updating.
Overdrawn amount automatically displayed in red.
Unlimited entries.
Remembers your entire set up between sessions and ready to go exactly where you last finished.
Export your plans to a CSV file (EXCEL)
Free upgrades via the internet with a fast download time.
Bill and Check Tracker
Track the bills you pay with the 'Payment Type' feature of actual budgeting. Simply choose from a dropdown list the method of payment (check, credit card, direct debit etc), the amount, receipt and reference number then choose the option 'Paid' if you have already paid the bill. Your actual budget will reflect the changes and whether a particular bill has been paid, so you never need worry about keeping paperwork or that spreadsheet up to date again.
All New Reports
The reports feature is packed full of ways to customize your printouts. Choose from a variety of reports which are fully customizable to meet anyones requirements. You can even choose to print your reports with headings, dates and if you are preparing a report for a client or simply a friend you can even add their name to the report.
Context Sensitive and HTML help menu
 Context sensitive help: Move the mouse over any area of your budget plan and press F1. The online help system will display the help page for that query.
HTML Help Menu: A user friendly help system which includes a Table of Contents, Search Index, a Glossary and a tutorial enabling you to learn how to use the program that much quicker and easier.
Language Localization
US English - All our Budget Planners were written in US English.
Other currency symbols and date formats - Our Budget Planners use the currency symbol and date formats from the International pane of System Preferences (the Numbers and Date tabs), so it works with any currency symbol or date format you are able to enter there.
Due Dates, Reminders and Notes
Add notes, reminders and due dates to your Income and Expense Items. Includes auto-notification facility which changes color when the reminder or due date falls. Easy to understand universal date formulas allows you to quickly view your reminders on the same screen as your budget (no switching screens).
Loan Tracker
How your loan affects your household finances. The Loan Tracker will automatically adjust your household budget plan according to your loan requirements and repayment options.
Loan Mortgage Calculator
Using the compounded interest formula, where the interest is calculated on the monthly balance of the loan, the loan mortgage calculator performs multiple queries based on your loan, loan term, interest rate and repayment options.
Multiple Scenarios option:
Based on three different scenarios on a static loan amount, this option allows you to view these scenarios based on varying interest rates and repayment options.
Multiple Plan option:
Based on the Multiple Scenarios option, this function allows you to have Plan A, Plan B, and Plan C. Each plan may have a different loan amount or you can choose to have the same repayments, loan term and interest rate, or vary all of these functions to provide you with 9 different scenarios.
Savings Calculator and Savings Target Date
Have a target date for your next holiday or purchase? For example:
"I need to save $2,500 for my overseas trip in three months". All you need to enter is how often you want to put money aside (eg. week, fortnight, month, etc.) and the Savings Calculator automatically adjusts your budget for you and re-adjusts when you reach your target date. Set and forget!
Rick Click Function
Right clicking on your budget plan displays a menu box for adding, modifying, deleting, closing and category edit functions.

Unlimited free technical support
Once you have purchased any of the All Purpose Software home finance applications, you are entitled to unlimited free technical support from our support team. The support center is available to answer questions, resolve software issues and assist with technical or setup questions relating to All Purpose Software products.
Plus Much More.... VIEW ALL SCREENSHOTS

Try the software free for 30 days with no obligation to buy!

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'Try Before You Buy'
The advantage of our try-before-you-buy Shareware strategy over other, normal store-bought software is that you can try all our software before you buy it with no limitations on functionality. You install the software free of charge on your computer and evaluate it. If the software meets your exact needs and you wish to continue to use it, you need to then register the software. If for some reason APSW Budget Planner 4 Enterprise Edition© does not meet your requirements, you are under no obligation to purchase and you simply remove it from your computer using the un-install in your Control Panel under Add/Remove Program option.
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